2% coinsurance??

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Viper28
Posts: 287
Joined: 25 Jul 2019 01:25

2% coinsurance??

#1 Post by Viper28 » 26 Jun 2022 21:43

I'd like to expand the realism and either increase or eliminate the Absurdedly generous insurance that comes when you purchase a truck. I've tried economy mods, I've followed directions and created my own mod, and alas, it's still 2% no matter what I do. How can I change this? Please someone lol.
"Change is the law of life. And those who look only to the past or present are certain to miss the future" -JFK
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Madkine
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Re: 2% coinsurance??

#2 Post by Madkine » 10 Jul 2022 07:36

In the bank_data.sii change this part of the file:
Mine is set to 60%.

insurance_data : .insurance
{
coinsurance_fixed_base : 1000
coinsurance_fixed_min : 1000 # Increased
coinsurance_fixed_max : 50000 # Increased
coinsurance_fixed_inc : 500
coinsurance_fixed_dec : 100

coinsurance_ratio_base : 0.6 # Increased
coinsurance_ratio_min : 0.6 # Increased
coinsurance_ratio_max : 1.0
coinsurance_ratio_inc : 0.05
coinsurance_ratio_dec : 0.01
}
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